About: Actuarial reserves

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In insurance, an actuarial reserve is a reserve set aside for future insurance liabilities. It is generally equal to the actuarial present value of the future cash flows of a contingent event. In the insurance context an actuarial reserve is the present value of the future cash flows of an insurance policy and the total liability of the insurer is the sum of the actuarial reserves for every individual policy. Regulated insurers are required to keep offsetting assets to pay off this future liability.

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  • In insurance, an actuarial reserve is a reserve set aside for future insurance liabilities. It is generally equal to the actuarial present value of the future cash flows of a contingent event. In the insurance context an actuarial reserve is the present value of the future cash flows of an insurance policy and the total liability of the insurer is the sum of the actuarial reserves for every individual policy. Regulated insurers are required to keep offsetting assets to pay off this future liability. (en)
  • 責任準備金(せきにんじゅんびきん)は、保険会社が将来の保険金や給付金を支払うために積立てている負債である。本項は、日本の保険業法に沿った解説を行う。 (ja)
  • 儲備（Reserve，或稱精算儲備金），等於某的預期現金流現值（即），是其擁有者（通常是保險公司）的一種。在保險業中，儲備指保單未來的現金流現值，而保險人的總債項是其承諾賠付的所有保單之儲備的總和。保險人必須保持其資產水平（尤其是流動資產），以滿足偶發事件產生的賠付額。 (zh)
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  • In insurance, an actuarial reserve is a reserve set aside for future insurance liabilities. It is generally equal to the actuarial present value of the future cash flows of a contingent event. In the insurance context an actuarial reserve is the present value of the future cash flows of an insurance policy and the total liability of the insurer is the sum of the actuarial reserves for every individual policy. Regulated insurers are required to keep offsetting assets to pay off this future liability. (en)
  • 責任準備金(せきにんじゅんびきん)は、保険会社が将来の保険金や給付金を支払うために積立てている負債である。本項は、日本の保険業法に沿った解説を行う。 (ja)
  • 儲備（Reserve，或稱精算儲備金），等於某的預期現金流現值（即），是其擁有者（通常是保險公司）的一種。在保險業中，儲備指保單未來的現金流現值，而保險人的總債項是其承諾賠付的所有保單之儲備的總和。保險人必須保持其資產水平（尤其是流動資產），以滿足偶發事件產生的賠付額。 (zh)
rdfs:label
  • Actuarial reserves (en)
  • 責任準備金 (ja)
  • 儲備 (精算學) (zh)
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